Real Estate Investing and Housing Trends Update

As Gomer Pile would say, "Surprise, surprise, surprise!"

The US Federal Reserve unexpectedly approved a cut in its discount rate on loans to banks by a half percentage point from 6.25 percent to 5.75 percent.  This action has been taken after the Fed has poured billions of dollars into the banking system to help maintain liquidity.

"Financial market conditions have deteriorated, and tighter credit conditions and increased uncertainty have the potential to restrain economic growth,'' the FOMC said in a statement released in Washington."

While the stock market has soared on this news today, will this latest move have a long lasting effect?  Will it keep millions of homeowners from defaulting on their home mortgage?  Will it help home builders in serious finanacial trouble?  Will it prevent a credit crunch? "Me thinks not."

What's a real estate investor to do?

Commercial property investment is an excellent choice, either for pure investment or even to live in. You can buy with as little as 10% down, even 3% for some property types.  You'll enjoy monthly cash-flow along with property appreciation.  I'd be happy to help you get your commercial loan to make your purchase.  Click here for details.

For example, you can buy a nice apartment complex, live in the nicest unit, let your tenants pay your mortgage, let a professional management company deal with the tenants while you keep a low profile and earn a passive monthly income.

Target Discounted Property - pre-foreclosures, short sales, fixer-uppers.  Buy below current market values - which is relative in a declining market so be cautious.

Target Bargainville Real Estate Markets -  Not all real estate markets are declining in value.  There are markets currently enjoying steady appreciation.  Here's a few examples:

• Seattle, Oregon, prices increased 8.9%
• San Jose, California, prices rose 8.8%
• Raleigh and Charlotte, North Carolina, prices jumped 8.3% and 8.4% respectively

If you want some direction on how to get started, visit the Real Estate Investing Guide Section for articles and educational guides written by experts in their investing niche.  Check it out.

Source: http://www.bloomberg.com/apps/news?pid=20601087&sid=a1UpDp0kEh2U&refer=home
http://www.forbes.com/lifestyle/2007/08/16/homes-prices-housing-forbeslife-cx_mw_0816realestate.html

Technorati Tags: money, finance, real estate, real estate investing,  housing market, housing trends, real estate trends,  mortgage lending

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