Now is not only the time to shop for the holidays, it's also the best time of the year to remove derogatory accounts from your credit report and boost your credit score, according to author and credit restoration expert, Terry Price.

If you've got derogatory accounts on your credit report that you want to dispute with the credit bureaus or your creditors, do it after Thanksgiving and before New Year’s Day.

Why is that?  Read the full story

Good Credit Opens the Door to the Best Real Estate Investing Opportunities

While it's true, you can invest in real estate without credit or a job, the opportunities will be more limited.  Many investors without good credit or no credit invest in single family homes.

With better credit, you open up your opportunity invest in commercial real estate.  Commercial real estate includes apartment buildings, retail and office complexes and other real estate that produces monthly cash flow in addition to future appreciation.

You can buy an apartment building with just 10% down and let your tenants pay your mortgage and live rent free!  You can't do that with a single family home as an investment.

I'd be happy to help you start investing in commercial real estate with the low down payment commercial loans now available. 

Tags: money, investing, credit repair, property, credit score, real state, credit