Small and medium sized business owners are discovering twenty-one alternative cash flow solutions with minimal hassle despite current credit crunch in white paper report just released.

The U.S. credit and cash crunch has created a challenging business environment for many business owners resulting in shelving expansion plans, downsizing and even forced business closure.

Many business owners are not fully aware of all the alternative, non-bank, sources for finding the cash needed to stay in business and grow. Therefore, a free White Paper Report has been released entitled “Small Business Loans: 21 Ways Business Owners Can Raise Cash and Restructure Debt” by business lending consultant Naomi Monk.

“Bank lines of credit are the life blood of many businesses. When banks started cutting off lines of credit to even well established and healthy businesses, owners found themselves at a severe disadvantage without knowing what other cash flow options were available to them,” according to Naomi Monk, author of the white paper report.

Discovering 21 ways business owners can raise cash and restructure debt to solve their cash flow challenges is a much needed resource of information. The white paper reveals such options ranging from better debt collection strategies, lines-of-credit secured by commercial property, a DIY business credit method to raise $200,000 or more in 45 to 90 days, factoring account receivables, government grants for small and medium-sized businesses, using micro lenders, how raise money using private lenders, note selling, restructuring business debt, the advent of social lending websites, and unsecured signature loans among the options available.

“I wrote this white paper to be a valuable resource to business owners across the United States. I want every business owner to know about these alternative cash flow solutions so they can be part of the economic engine to create jobs as soon as possible to restore the American dream for individuals and families that have been affected by the current economic downturn,” added Naomi Monk.

A free copy of the white paper, “Small Business Loans: 21 Ways Business Owners Can Raise Cash and Restructure Debt,” can be downloaded as a pdf file in the Business Lending Section of the main website SmallCommercialMortgageOnline.com

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