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Business Lending: Using a Commercial Property Loan


21 Ways to Raise Cash or Restructure Business Debt to Increase Cash Flow

5. Commercial Property Loan

There are two options available to you to obtain cash out of your commercial property.

Option A: Line-of-credit or Term Loan Secured by Your Commercial Property

If you own the building that you operate your business, this business lending option can help you get cash out of your commercial property as a term loan or business line of credit.

The terms will vary depending on such factors as the property type, your credit score, and cash flow from the business or property.

A community business lending bank is your best lending source for this type of loan.

The more income you can document and the better your qualifications, the higher the loan-to-value ratio you will be able to obtain, typically up to 80% LTV.

Option B: Semi Hard and Hard Money

Hard money is also available for fast cash within 10-14 days. The property will have more weight in determining a lender’s interest in funding your loan request instead of your credit score or cash flow. Expect lower loan-to-value ratios of up to 65% LTV with some exceptions to 75%LTV.


Get More Information and Help
If you are interested in a commercial property loan as your business lending solution click on the Apply Online Now! Button at the top of the page.

This will take you to the home page where you will find a left sidebar with Apply Now! buttons to match your type of loan request.
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