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Bad Credit and Debt Solutions

  • Expert Credit Repair & Debt Reduction "How To" Guides
  • Sample Deletion and Dispute Letters
  • 12 Surefire Tips To Boost Your Credit Score – Tips 1 to 4
  • 12 Surefire Tips To Boost Your Credit Score – Tips 5 to 12
  • A Credit Deletion Letter - How Important Is It?
  • Facts Consumers Should Know Before Using A Credit Repair Company
  • Facts You Should Know BEFORE Considering Credit Counseling or Debt Consolidation
  • Five Things Every Woman Should Know BEFORE Signing Any Credit Application!
  • How to Make Yourself Virtually Identity Theft PROOF in 60 Minutes or Less
  • Insider Techniques To Raise Your Credit Score... FAST!
  • Is No Credit the Same As Bad Credit?
  • Is Your Credit Score Costing You A Fortune?
  • Overwhelmed by Debt and Stressed Out? Follow These Tips For Help | Tips 1 to 7
  • Overwhelmed by Debt and Stressed Out? Follow These Tips For Help | Tips 8 to 16
  • The TRUTH About Creating An Alternate Credit File
  • The TRUTH About Credit Repair
  • Video: Dispute Derogatory Items On Your Credit the Right Way
  • Video: How To Write Credit Deletion Letters That Work
Home » Credit & Debt Solutions

Submitted by Anonymous on Thu, 09/27/2007 - 04:41.

Expert Credit Repair & Debt Reduction "How To" Guides


My comments about these recommended guides:

I did a lot research to find authorities on credit repair strategies that really work to help my clents.

I bought all 3 guides myself to review the contents. You won’t be disappointed with the instructions given by these experts and you are always protected with a money-back guarantee.

I highly recommend you obtain The Credit Secrets Bible as your first choice. You'll learn how to write the right kind of dispute letter, who to send what to, and how to document everything to build leverage against the bureaus, creditors, collection agencies and other debt collectors to force them to remove derogatory accounts or accurately report your good accounts.

Before I came across The Credit Secrets Bible, I recommended the Attorney’s Guide to Credit Repair. It’s very informative, too. I still include this guide as a recommendation because something in David's information may “catch your eye” over The Credit Secrets Bible.

Now the guide, Good Credit is Sexy (yes, I know it’s a funny title) is the one I recommend you get if you have to sue your creditors.

You’ll learn how to sue your creditors and win. Winning in this case means two things: [1] Get the derogatory item deleted from your credit report and [2] collect fines from $1,000 and up for each violation of the law they commit against you. How’s that for getting even!

Best wishes,
Naomi M
The author, Terry Price, has spent the last 9 years developing a fool-proof system to help "regular people" repair their credit and boost their credit scores through the roof.

All his strategies and techniques have been assembled in his "How To" guide, The Credit Secrets Bible.


Here's just the tip-of-the-iceberg of the secrets you'll learn:

bullet How to legally remove your bankruptcy, judgments, eviction and tax liens from your credit report (and save yourself $1,500 from hiring a credit repair attorney).

bullet Sample Dispute and Deletion Letters - Learn how to write letters that don't get "red flagged" like 94% of what the credit bureaus get. This instruction is not found on the web or in any other credit repair course.

bullet Get rid of debt collectors once-and-for-all. Stop all harassment. Stop their collection efforts for good.

bullet How one easy phone call can cut your credit card payments in half.

bullet How to get a checking account in 48-hours even if you've been reported to ChexSystems.

bullet How to legally add up to 20 years of excellent credit history to your credit report in less than 45 days.

bullet How to DOUBLE your credit card limits with 2 phone calls.

bullet Overwhelmed with Debt? Get five unique letters you can use to pay off your bills for as little as 35-cents on the dollar (and avoid filing bankruptcy)

bullet STOP foreclosure or recover a home after foreclosure using consumer protection laws. Get even with your mortgage company!

Learn More about The Credit Secrets Bible Now

P.S. If the credit bureaus, creditors or debt collectors are extremely subborn to remove the derogatory accounts, your next stop is to sue ém!

Learn how to sue ém the right way for up to $1,000 or more for each violation they commit against you. You'll need the Good Credit is Sexy guide for instruction. Scroll down for details.
credit repair book David Sharpiro is an attorney based in Southern California. He's written an easy to follow, step-by-step guide with cutting edge credit repair information that will force the credit bureaus, namely, Equifax, TransUnion and Experian, to remove your bad credit or derogatory accounts and items.

This includes bankruptcies, charge-offs, slow pays, judgments and liens.

David also teaches you how to reduce your debts to a fraction of what you owe with a simple one-page letter to your creditors.

David sent me a recent email with a note from Alfred Beckwith, who got a copy of David's guide book. Here's what Alfred wrote:

"Absolutely fantastic! Dave, using your information about credit repair I have removed 90% of the derogatory accounts from my credit reports (Trans Union, Equifax and Experian). The results speak for themselves...my home loan closed Friday and we're moving into our new home in a week!

Plus I'm getting credit card offers in the mail almost every day. Oh, and by the way, my FICO score is now 689...as you may recall it was 537 when I got your book."

If you want great results like Alfred, I recommend you check out David's The Attorney's Guide To Credit Repair


credit repair book Good Credit Is Sexy

Sue them if all else fails

If the credit bureaus, your creditors or debt collector’s fail to delete your derogatory accounts and you’ve documented the incidents of their violating the law (like you were instructed to do in The Credit Secrets Bible), this is your final step to get justice.

You’ll benefit in two important ways when you win in court:

1. You’ll get the derogatory accounts deleted from your credit reports.
2. You’ll make some sizable bucks for each violation committed. At $1,000 per violation, it could add up.

It won’t cost you an arm-and-a-leg to hire an attorney because you’re going to sue them in Small Claims Court, the “people’s court.” You'll file some forms and pay a very small filing fee.

Small Claims Court is quick and easy
You are allowed in most states to recover damages from $3,000 to $7,000, which is usually an ample amount to sue. Some states allow even larger sums, like Tennessee, that allows you to sue up to $15,000 in Small Claims Court.

This will really work
You are using the law. If you have documented the violations, it’s pretty cut and dried that you will win and the amount of the fines and your right to them is spelled out explicitly.

Most debtors and certainly the credit bureaus are unprepared for such attacks, and will usually settle with you to avoid having to go to court. You will either receive a monetary judgment or get a creditor to do things your way!

Good Credit is Sexy will teach you exactly what to do to win in court against those nasty creditors! This information is not taught in The Credit Secrets Bible guide, so you’ll need this resource to complete your conquest.

Good Credit Is Sexy has a lot of other valuable information. It's an eye-opener to help you avoid costly mistakes when dealing with finance companies, mortgage lenders, credit card companies, Consumer Credit Counseling Services, student loans and more.

This is bonus information on top of the instruction on how to sue your creditors you'll find in Good Credit Is Sexy

‹ Bad Credit and Debt SolutionsupSample Deletion and Dispute Letters ›

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