Need to put extra cash in your hands for your business without a hassle?

Even if you can qualify for a business loan from a traditional lending source do you still need more capital or funds?

An excellent source of quick cash is a cash advance based on your sales from credit cards.

Tap Into a Fast and Easy Loan Source

Tough deals can get done that traditional lending institutions won't touch. This lending source evaluate the business, not the business owner's credit score.

Cash Advance Program Highlights:

Loan amounts of $10,000 to $500,000 and more

Credit decisions typically within 24 - 48 hours

Funded typically within one week

Over 90% of applications APPROVED

No real estate security or ownership requirements

No personal guarantees

No credit score requirements or qualifications

No verification of income or assets

Purchase or cash-out

Use the money any way you want

How do I get cash for my business?

Complete a one page form about your business and credit card sales

Provide the summary page of the monthly credit card processing statements for the last 6 - 12 months

You application will be reviewed and submitted for processing and approval You will be contacted with terms of your approval an account is created and funds will be electronically deposited into your business bank account

How can cash advance funds help your business?

You can get working capital in a hurry with few approval requirements. This is not a loan so there are no monthly payment books and none of the hassles of dealing with a traditional bank.

Merchants who need quick cash have an alternative source of funds without having to pledge personal assets or prove income.

Use the cash advance for "gap financing." For example, you may have a $100,000 project and can only secure $75,000 in bank financing, you can get $25,000 in fast cash for the remaining funds needed.

How does the program work?

Your future credit card sales are purchased at a pre-determined discount and you are provided with cash today for future credit card sales. Your daily activity will not change at all. Your future credit card sales will simply be the method to pay back the purchased sales.

How do you qualify?

If your business produces at least $10,000 per month in credit card sales, a quick analysis of your application form and the previous 6 months of credit card sales will be done. You will typically be given two proposals to review and determine which one works best for you.

Is my credit really not that important to qualify? Credit worthiness is important but it's about 6th on the checklist for underwriting approval. We have funded merchants with 550 credit scores more than $100,000 because they have a solid business. However, we have also declined merchants with 750 credit scores because their business model was out of wack.

Are there any up-front costs?

No. There are no application fees, closing costs or post-closing costs. The only "cost" is the merchants experiences in the discounted purchase of the future credit card sales.

How soon do you get the money?

From the time your application is submitted, most merchants are funded in 10 days. If your application is complete, your trade or landlord references can be reached in a timely manner, the process is quick.

How do you make payments

There are no fixed monthly payments. Your cash advance is repaid by the lender retrieving a small portion of your credit card sales on a daily basis. This is short term funding. This is not a program with 5 year amortizations.

If the business hits a slow spot, our collection slows with the cash flow of the business, giving the merchant the ultimate flexibility to protect their cash flows. You will receive a monthly statement by the 10th of the following month.

What is the cost of the program?

Typically you are paid anywhere from seventy-five to eighty-five cents on the dollar of credit card sales purchased. This is not the cheapest source of funds, but...

You Get These Benefits

An alternative source of money when your bank says, "No" or their loan is not enough for your project
Fast fundings in 10 days
High approval rate of 90%
No collateral
No personal guarantee
No tax returns
No income verification
No credit score requirement